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By Ken Boyd Updated Oct 8, If you're an investor, you may use a savings or money market account to earn interest, or to purchase a portfolio of bonds. Consider these strategies to increase the amount of interest earnings in your portfolio. Following these tips can increase your earnings and generate higher returns. Compounding Interest If you can reinvest interest payments earned on a bond, you can benefit from compounding interest.
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Comment Synopsis To negate the impact of inflation, it is important to look out for better alternatives and investment options other than savings account. ThinkStock Photos Equity schemes are categorised according to market capitalisation or the sectors in which they invest. Many individuals still consider keeping money in their bank savings accounts akin to investing.
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By Jean Folger Updated Feb 27, Money that is considered savings is often put into an interest-earning account where the risk of losing your deposit is very low. Online banking has expanded the variety and accessibility of savings accounts. Here are some of the different types of accounts so you can make the most of your savings.
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In fact, they may even pay you for leaving money in the bank, and you can also boost your earnings by using certificates of deposit CD and money market accounts. Unless you work with an online bankmost banks and credit unions also have physical locations staffed by employees. They also run call centers with extended customer service hours. How do they pay for all of those services?
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Article Reviewed on October 01, Michael J Boyle Updated October 01, Certificates of deposit CDs are investments that help you grow your money safely, and using them can be as simple or as complicated as you want. But you can also add more complex strategies if you have specific goals or needs. For example, a six-month CD is meant to be left alone for six months.
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